Outstanding Car Finance & Logbook Loan Check, Check Vehicle Finance History

hpi vehicle finance check

Every hpi check® includes a check to determine the status of any previous finance taken out on the vehicle.

Outstanding car finance checker from the UK’s only genuine hpi check®

All data and information is backed by a £30,000 guarantee if you suffer a loss

You can contact us seven days a week if you need any help with your report

Vehicle finance check as part of our full report that includes 80+ data points

What's included with hpi's outstanding car finance checker?

We provide you with critical information to ensure your next vehicle purchase is safe and secure. See a sample hpi check® report to get an idea of how much information we can provide.

✔ Outstanding finance details: Discover if there’s an existing finance agreement or loan secured against the vehicle.

✔ Finance company information: Get the name and contact details of the finance company involved.

✔ Logbook loan check: Identify if the vehicle is subject to a logbook loan, which could put you at risk.

✔ Legal ownership status: Verify that the seller has the legal right to sell the vehicle.

✔ £30,000 data guarantee: Benefit from our financial guarantee backing the accuracy of our data.

How much does a vehicle finance check cost?

A full hpi check® costs £19.99 and will also provide complete peace of mind with a single, detailed report. This report provides a full outstanding finance check, including finance agreement details such as the date, its type and which company is involved. This helps you understand exactly where you stand before you buy. You’ll also receive an extensive report covering over 80 critical data points about the vehicle’s past.

If you’re considering multiple vehicles, we have money-saving options to help you make informed decisions without overspending. Our Multicheck package lets you perform three full checks for £29.99, which is a 50% saving compared to purchasing individual checks. This enables you to thoroughly assess several vehicles, ensuring you make the best possible choice.

You can also access our vehicle finance check from just £9.99 with our basic package. This will only tell you if your vehicle has an outstanding agreement on it or not. This package does not include our £30,000 data guarantee.

Why should I use an outstanding vehicle finance checker?

If you buy a vehicle that has an outstanding loan or finance agreement against it, you’re in danger of losing both the vehicle and the money you paid for it.

When finance is taken out on a vehicle, the lender maintains ownership of it until the complete debt has been paid off – only then does it become the property of the borrower. An outstanding finance check will inform you of whether there’s any debt owed on the vehicle.

Otherwise, even if you buy a vehicle with the best intentions, without undertaking an hpi finance check, you could end up buying something that isn’t legally yours. Where the finance has not been settled, the lender is within their rights to repossess the vehicle.

Every hpi check® report includes a vehicle finance check, which will flag up any outstanding agreements and quickly let you know if the car, van or motorbike you’re after is safe to buy.

Did you know?

✔ 1 in 3 vehicles we check has some form of hidden history.

✔ 1 in 4 cars has had a number plate change, which could conceal outstanding finance.

"Without a thorough vehicle finance check, you could be buying a ticking time bomb. Many people don't realise that a car with unpaid finance doesn't actually belong to the seller. At hpi, we make it our mission to reveal any hidden debts, so you avoid nasty surprises and keep your money secure. It's about protecting your investment, plain and simple."

Why choose hpi check® vehicle finance checker?

When it comes to safeguarding your vehicle purchase, hpi check® is the trusted choice:

✔ The original and the best: With more than eight decades of experience, we’re the pioneers in vehicle history checks.

✔ Genuine hpi check®: We are the only provider of the authentic hpi check®, so beware of imitations offering free or cheap alternatives.

✔ £30,000 data guarantee: We stand by our data. Our guarantee protects you against any financial loss due to inaccuracies.

✔ Dedicated support: Our friendly UK-based support team is available seven days a week to assist you.

✔ Trusted by millions: Join countless satisfied customers who have made informed purchases with our help. See reviews from some of our happy customers below.

hpi check® - The car check trusted by millions

“Saw the car I wanted, checked the car through your website, and how relieved I was that I did check its history. It was an insurance write-off, and the mileage was incorrect. Saved me from a very bad situation, and having a conman making my life a misery. Money well spent. Thanks”

“We used HPI check because we trusted their information on a used car that we wanted to purchase. In the world of used cars this proved to be invaluable advice, we would recommend anyone thinking of buying a quality used car to use this service.”

“Using HPI Check is, for me, an essential part of buying a car. Unlike some other aspects of buying a car, this one is straightforward, quick, and given the potential should things not be in order, it is excellent value for money. It also means that I trust the many other offers that come through HPI Check. Excellent!”

“Informative and accurate. Good service.”

Check your vehicle's finance history today

Our vehicle checker services include many essential inspections to ensure the car you’re buying is safe and legal to purchase.

Don’t leave your next car purchase to chance. Protect yourself from fraud and unforeseen financial pitfalls with an hpi vehicle finance check. Uncover any hidden finance agreements and buy with confidence.