How black box insurance works
Young drivers have a habit of crashing cars, sometimes through inexperience and often through bravado – and frequently because of the two combined. Not all young drivers behave so recklessly of course, but until relatively recently, insurance companies could only go by statistics, so they’ve long struggled to treat drivers as individuals. Not any more, as modern technology allows insurers to monitor how their customers drive, to see just how safe (or otherwise) they are. Thanks to the use of telematics, or black box technology, young drivers can now prove to their insurer they’re not a liability.