New insurance write-off categories on the way

It’s always the same. Just when everyone has got used to something, along comes someone who just has to change things around so nobody knows what’s going on any more. The perfect example is the insurance write-off system; for years we’ve had category A, B, C and D write-offs, but that’s all set to end on 1 October. That’s because from this date, written-off cars will instead be categorised A, B, S and N. Thatcham is a safety and security testing facility (based in Thatcham, Berkshire) and in conjunction with the Institute of Automotive Engineers the new categories have been devised, in a bid to ensure that damaged cars are categorised correctly. Or to put it another way, the new scheme is being introduced to make sure that cars that are too badly damaged won’t be returned to the road.

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