To buy or not to buy? : The answer could be in the paperwork

HPI’s Guide to Helping Used Car Buyers Avoid the Paperwork Pitfall www.hpicarbuyersguide.co.uk   After searching for that dream car, many buyers are all too eager to seal the deal and hand over their hard earned money. But, says vehicle history check expert HPI, it’s vital to look beyond the shiny paintwork and high spec interior to avoid being caught out. Having the correct paperwork present when looking at the car will provide buyers with peace of mind, but it’s crucial to know exactly what to look for.  HPI, provider of the HPI Check®, is helping buyers spot any early warning signs that the car may be a lemon in disguise, with its Paperwork Checklist. V5C (Logbook) HPI warns consumers not to buy a car without a V5C – otherwise known as a logbook – and make sure it’s genuine by looking for the DVLA watermark which can be seen when holding it up to the light.  If there’s no V5C to hand, a new one can be applied for, but buyers should ask themselves and the seller why it isn’t available. If it’s been mislaid, ideally the vendor should have applied for a replacement before selling. Whilst the V5C tells buyers how many owners the car has had and who it’s registered to, it’s important to note that the person listed isn’t necessarily the legal owner of the car, simply the person to whom any fines will be sent.  Buyers and sellers alike are also warned that not telling the DVLA of a change in vehicle ownership is an offence. MoT From three years after the date of first registration, all cars need an MoT roadworthiness check.  It’s important to check the historical mileage reading for each year of its MOT test, not just the current reading, as this should paint a consistent picture of the vehicle’s increasing mileage over the car’s life.  In addition, an MOT certificate will only tell buyers that the car met the test requirements on the particular day when the test was done, so it’s important buyers don’t rely on the MOT as an indicator of the vehicle’s current general mechanical condition. With all information now logged centrally, buyers can easily check if a vehicle’s MoT is valid by entering the vehicle registration and make online at www.vehicleenquiry.service.gov.uk.  Without a valid MoT, a car can’t be taxed – and therefore can’t be insured.

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